Tradie Insurance

Insurance made simple

You take pride in your work - we take pride in protecting it

At Simplify My Insurance, we’re more than a broker – we’re the mates who help tradies cut through the clutter. We understand the pressures of the trade, and we’re here to make insurance one less thing to worry about. From public liability to tool protection, we make it simple to get the cover that fits your business just right.

No jargon. No drama. Just honest advice and solid protection – so you can keep working with confidence, knowing you and your business are backed by a team who gets it.

Because duct tape can’t fix everything

Tradie Protection

Tool Insurance

Tool insurance – also known as general property insurance  –  covers your tools and portable equipment if they’re lost, stolen, or damaged. It’s designed specifically for tradies who rely on their gear to get the job done, whether you’re on-site, in transit, or storing tools in your ute or trailer.

Things to Consider

  • Sum insured: Make sure your policy reflects the full replacement value of your tools.
  • Individual item limits: Some policies require you to list high-value items (e.g. over $2,500).
  • Exclusions: Check if your policy covers tools left in unlocked vehicles or unsecured sites.

Public & Products

Public & Products Liability Insurance helps protect tradies if their work causes:

  • Injury to someone else (like a client or passerby)
  • Damage to someone’s property
  • Harm caused by a product you’ve supplied, installed, or worked on  -even after the job’s done

It’s a safety net for when things go wrong on-site or after you’ve packed up and left.

What’s Typically Covered

  • Third-party bodily injury (e.g. someone trips over your gear and breaks a bone)
  • Property damage (e.g. you accidentally drill into a water pipe)
  • Legal defence costs if someone sues you
  • Product liability for issues that arise from your completed work or supplied materials